Side-by-side · Q2 2026 data
Peoples Bank of East Tennessee vs Alcoa Tenn Federal Credit Union
Metric by metric
| Measure | Peoples Bank of East Tennessee | Alcoa Tenn Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 84 (stronger) |
| Capital cushion | 59 | 89 (stronger) |
| Loan quality | 88 (stronger) | 65 |
| Earnings | 81 | 88 (stronger) |
| Funding & liquidity | 82 | 94 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 72nd | 86th |
| Total assets | $456.1M | $426.9M |
| Deposits / shares | $407.2M | $367.4M |
| Capital ratio | 10.90% | 13.88% (stronger) |
| Problem loans | 0.37% (stronger) | 1.05% |
| Net charge-offs | 0.05% | 0.04% (stronger) |
| Return on assets | 1.53% | 1.69% (stronger) |
| Loans ÷ deposits | 75.9% | 66.0% (stronger) |
| Uninsured deposits | 17.4% | 2.4% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 13.4% |
Alcoa Tenn Federal Credit Union has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of East Tennessee leads on 1 and Alcoa Tenn Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Maryville, TN
- Vonore, TN