Side-by-side · Q2 2026 data
Peoples Bank of Graceville vs Gulf Coast Business Bank
Metric by metric
| Measure | Peoples Bank of Graceville | Gulf Coast Business Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 53 | 75 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 61 (stronger) | 35 |
| Funding & liquidity | 100 (stronger) | 37 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 61st | 43rd |
| Total assets | $115.8M | $186.6M |
| Deposits / shares | $106.5M | $160.3M |
| Capital ratio | 10.29% | 12.53% (stronger) |
| Problem loans | 0.34% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.02% (stronger) | 0.37% |
| Loans ÷ deposits | 39.7% (stronger) | 97.3% |
| Uninsured deposits | 14.6% (stronger) | 38.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank of Graceville has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Graceville leads on 4 and Gulf Coast Business Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.