Side-by-side · Q2 2026 data
Peoples Bank of Kentucky, Inc. vs First Kentucky Bank, Inc.
Metric by metric
| Measure | Peoples Bank of Kentucky, Inc. | First Kentucky Bank, Inc. |
|---|---|---|
| TellerScore | 45 | 73 (stronger) |
| Capital cushion | 61 (stronger) | 43 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 40 | 70 (stronger) |
| Funding & liquidity | 80 | 87 (stronger) |
| Problem-loan coverage | 66 | 96 (stronger) |
| Peer percentile | 4th | 53rd |
| Total assets | $564.9M | $585.6M |
| Deposits / shares | $489.3M | $508.2M |
| Capital ratio | 11.13% (stronger) | 9.35% |
| Problem loans | 3.20% | 0.25% (stronger) |
| Net charge-offs | 0.13% | 0.04% (stronger) |
| Return on assets | 0.49% | 1.26% (stronger) |
| Loans ÷ deposits | 78.5% | 70.2% (stronger) |
| Uninsured deposits | 16.2% (stronger) | 17.8% |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.9% |
First Kentucky Bank, Inc. has the higher TellerScore (73 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Kentucky, Inc. leads on 2 and First Kentucky Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.