Side-by-side · Q2 2026 data
Peoples Bank of Kentucky, Inc. vs First United Bank and Trust Company
Metric by metric
| Measure | Peoples Bank of Kentucky, Inc. | First United Bank and Trust Company |
|---|---|---|
| TellerScore | 45 | 74 (stronger) |
| Capital cushion | 61 (stronger) | 45 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 40 | 78 (stronger) |
| Funding & liquidity | 80 | 84 (stronger) |
| Problem-loan coverage | 66 | 95 (stronger) |
| Peer percentile | 4th | 57th |
| Total assets | $564.9M | $591.4M |
| Deposits / shares | $489.3M | $525.0M |
| Capital ratio | 11.13% (stronger) | 9.53% |
| Problem loans | 3.20% | 0.25% (stronger) |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 0.49% | 1.45% (stronger) |
| Loans ÷ deposits | 78.5% | 75.5% (stronger) |
| Uninsured deposits | 16.2% | 15.9% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
First United Bank and Trust Company has the higher TellerScore (74 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Kentucky, Inc. leads on 1 and First United Bank and Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.