Side-by-side · Q2 2026 data
Peoples Bank of Kentucky, Inc. vs United Community Bank of West Kentucky, Inc.
Bank
United Community Bank of West Kentucky, Inc.
Morganfield, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Peoples Bank of Kentucky, Inc. | United Community Bank of West Kentucky, Inc. |
|---|---|---|
| TellerScore | 45 | 78 (stronger) |
| Capital cushion | 61 (stronger) | 60 |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 40 | 81 (stronger) |
| Funding & liquidity | 80 (stronger) | 66 |
| Problem-loan coverage | 66 | 99 (stronger) |
| Peer percentile | 4th | 72nd |
| Total assets | $564.9M | $524.9M |
| Deposits / shares | $489.3M | $447.1M |
| Capital ratio | 11.13% (stronger) | 11.01% |
| Problem loans | 3.20% | 0.11% (stronger) |
| Net charge-offs | 0.13% | 0.01% (stronger) |
| Return on assets | 0.49% | 1.53% (stronger) |
| Loans ÷ deposits | 78.5% | 73.0% (stronger) |
| Uninsured deposits | 16.2% (stronger) | 34.4% |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Community Bank of West Kentucky, Inc. has the higher TellerScore (78 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Kentucky, Inc. leads on 2 and United Community Bank of West Kentucky, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.