Side-by-side · Q2 2026 data
Peoples Bank of Kentucky, Inc. vs Whitaker Bank
Metric by metric
| Measure | Peoples Bank of Kentucky, Inc. | Whitaker Bank |
|---|---|---|
| TellerScore | 45 | 84 (stronger) |
| Capital cushion | 61 | 79 (stronger) |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 40 | 77 (stronger) |
| Funding & liquidity | 80 | 80 |
| Problem-loan coverage | 66 | 98 (stronger) |
| Peer percentile | 4th | 95th |
| Total assets | $564.9M | $1.9B |
| Deposits / shares | $489.3M | $1.6B |
| Capital ratio | 11.13% | 12.89% (stronger) |
| Problem loans | 3.20% | 0.21% (stronger) |
| Net charge-offs | 0.13% | 0.06% (stronger) |
| Return on assets | 0.49% | 1.42% (stronger) |
| Loans ÷ deposits | 78.5% | 67.3% (stronger) |
| Uninsured deposits | 16.2% (stronger) | 26.8% |
| Offices | 9 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Whitaker Bank has the higher TellerScore (84 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Kentucky, Inc. leads on 1 and Whitaker Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.