Side-by-side · Q2 2026 data
Peoples Bank of Macon vs Decatur Earthmover Credit Union
Metric by metric
| Measure | Peoples Bank of Macon | Decatur Earthmover Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 70 |
| Capital cushion | 86 (stronger) | 66 |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 32 (stronger) | 29 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 70th | 51st |
| Total assets | $22.7M | $310.3M |
| Deposits / shares | $19.5M | $272.0M |
| Capital ratio | 13.57% (stronger) | 11.64% |
| Problem loans | 0.00% (stronger) | 0.59% |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 0.30% (stronger) | 0.23% |
| Loans ÷ deposits | 32.7% (stronger) | 57.5% |
| Uninsured deposits | 9.2% | 4.3% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.4% |
Peoples Bank of Macon has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Macon leads on 6 and Decatur Earthmover Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.