Side-by-side · Q2 2026 data
Peoples Bank of Macon vs Midland Community Bank
Metric by metric
| Measure | Peoples Bank of Macon | Midland Community Bank |
|---|---|---|
| TellerScore | 82 | 88 (stronger) |
| Capital cushion | 86 (stronger) | 71 |
| Loan quality | 100 | 100 |
| Earnings | 32 | 87 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 70th | 86th |
| Total assets | $22.7M | $68.8M |
| Deposits / shares | $19.5M | $56.6M |
| Capital ratio | 13.57% (stronger) | 12.11% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.49% |
| Return on assets | 0.30% | 1.66% (stronger) |
| Loans ÷ deposits | 32.7% (stronger) | 64.9% |
| Uninsured deposits | 9.2% (stronger) | 12.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midland Community Bank has the higher TellerScore (88 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Peoples Bank of Macon leads on 4 and Midland Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.