Side-by-side · Q2 2026 data
Peoples Bank of the South vs Arh Federal Credit Union
Metric by metric
| Measure | Peoples Bank of the South | Arh Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 79 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 72 (stronger) | 56 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 44 | 78 (stronger) |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 64th | 62nd |
| Total assets | $232.0M | $19.9M |
| Deposits / shares | $190.5M | $14.4M |
| Capital ratio | 12.43% | 26.93% (stronger) |
| Problem loans | 0.85% (stronger) | 1.32% |
| Net charge-offs | 0.00% (stronger) | 0.80% |
| Return on assets | 3.10% (stronger) | 1.23% |
| Loans ÷ deposits | 104.2% | 82.2% (stronger) |
| Uninsured deposits | 25.6% | 5.1% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arh Federal Credit Union has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of the South leads on 3 and Arh Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.