Side-by-side · Q2 2026 data
Peoples Bank of the South vs Bank of Lincoln County
Metric by metric
| Measure | Peoples Bank of the South | Bank of Lincoln County |
|---|---|---|
| TellerScore | 76 | 86 (stronger) |
| Capital cushion | 74 (stronger) | 72 |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 44 | 63 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 64th | 90th |
| Total assets | $232.0M | $230.1M |
| Deposits / shares | $190.5M | $198.3M |
| Capital ratio | 12.43% (stronger) | 12.23% |
| Problem loans | 0.85% | 0.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 3.10% (stronger) | 1.94% |
| Loans ÷ deposits | 104.2% | 86.6% (stronger) |
| Uninsured deposits | 25.6% | 24.6% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Lincoln County has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of the South leads on 3 and Bank of Lincoln County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.