Side-by-side · Q2 2026 data
Peoples Bank of the South vs First Peoples Bank of Tennessee
Metric by metric
| Measure | Peoples Bank of the South | First Peoples Bank of Tennessee |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 74 (stronger) | 64 |
| Loan quality | 72 | 97 (stronger) |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 44 | 63 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 64th | 61st |
| Total assets | $232.0M | $219.5M |
| Deposits / shares | $190.5M | $188.3M |
| Capital ratio | 12.43% (stronger) | 11.41% |
| Problem loans | 0.85% | 0.08% (stronger) |
| Net charge-offs | 0.00% | -1.10% (stronger) |
| Return on assets | 3.10% (stronger) | 1.08% |
| Loans ÷ deposits | 104.2% | 83.3% (stronger) |
| Uninsured deposits | 25.6% (stronger) | 27.0% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank of the South has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of the South leads on 4 and First Peoples Bank of Tennessee on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.