Side-by-side · Q2 2026 data
Peoples Bank of Wyaconda, Missouri vs First Independent Bank
Metric by metric
| Measure | Peoples Bank of Wyaconda, Missouri | First Independent Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 74 |
| Capital cushion | 56 | 66 (stronger) |
| Loan quality | 99 (stronger) | 67 |
| Earnings | 74 (stronger) | 70 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 72nd | 57th |
| Total assets | $148.5M | $147.6M |
| Deposits / shares | $131.3M | $131.4M |
| Capital ratio | 10.56% | 11.63% (stronger) |
| Problem loans | 0.02% (stronger) | 1.00% |
| Net charge-offs | -0.11% (stronger) | 0.10% |
| Return on assets | 1.34% (stronger) | 1.24% |
| Loans ÷ deposits | 80.5% | 55.5% (stronger) |
| Uninsured deposits | 13.0% | 5.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank of Wyaconda, Missouri has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Peoples Bank of Wyaconda, Missouri leads on 4 and First Independent Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.