Side-by-side · Q2 2026 data
Peoples Community Bank vs Oakstar Bank
Metric by metric
| Measure | Peoples Community Bank | Oakstar Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 59 | 84 (stronger) |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 62 (stronger) | 56 |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 84th | 53rd |
| Total assets | $735.2M | $3.3B |
| Deposits / shares | $599.8M | $2.8B |
| Capital ratio | 18.54% (stronger) | 9.79% |
| Problem loans | 1.23% | 0.48% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.08% |
| Return on assets | 2.61% (stronger) | 1.48% |
| Loans ÷ deposits | 82.3% (stronger) | 100.5% |
| Uninsured deposits | 29.0% | 18.5% (stronger) |
| Offices | 16 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | 4.7% |
Peoples Community Bank has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Peoples Community Bank leads on 5 and Oakstar Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.