Side-by-side · Q2 2026 data
Peoples Community Bank vs Volt Credit Union
Metric by metric
| Measure | Peoples Community Bank | Volt Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 34 |
| Loan quality | 59 | 95 (stronger) |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 62 | 84 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 84th | 16th |
| Total assets | $735.2M | $85.8M |
| Deposits / shares | $599.8M | $78.0M |
| Capital ratio | 18.54% (stronger) | 8.39% |
| Problem loans | 1.23% | 0.14% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.50% |
| Return on assets | 2.61% (stronger) | -0.91% |
| Loans ÷ deposits | 82.3% | 76.7% (stronger) |
| Uninsured deposits | 29.0% | 1.8% (stronger) |
| Offices | 16 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.3% | — |
Peoples Community Bank has the higher TellerScore (83 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Peoples Community Bank leads on 4 and Volt Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.