Side-by-side · Q2 2026 data
Peoples Credit Union vs Des Moines Metro Credit Union
Metric by metric
| Measure | Peoples Credit Union | Des Moines Metro Credit Union |
|---|---|---|
| TellerScore | 50 | 79 (stronger) |
| Capital cushion | 56 | 76 (stronger) |
| Loan quality | 28 | 78 (stronger) |
| Earnings | 29 | 64 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 73 | 92 (stronger) |
| Peer percentile | 9th | 62nd |
| Total assets | $91.4M | $77.7M |
| Deposits / shares | $80.8M | $66.9M |
| Capital ratio | 10.57% | 12.58% (stronger) |
| Problem loans | 2.16% | 0.67% (stronger) |
| Net charge-offs | 2.62% | 0.46% (stronger) |
| Return on assets | 0.22% | 1.11% (stronger) |
| Loans ÷ deposits | 76.0% | 58.4% (stronger) |
| Uninsured deposits | 9.3% | 6.8% (stronger) |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Des Moines Metro Credit Union has the higher TellerScore (79 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Peoples Credit Union leads on 0 and Des Moines Metro Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.