Side-by-side · Q2 2026 data
Peoples Credit Union vs Journey Credit Union
Metric by metric
| Measure | Peoples Credit Union | Journey Credit Union |
|---|---|---|
| TellerScore | 50 | 85 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 28 | 63 (stronger) |
| Earnings | 29 | 82 (stronger) |
| Funding & liquidity | 84 | 90 (stronger) |
| Problem-loan coverage | 73 | 92 (stronger) |
| Peer percentile | 9th | 77th |
| Total assets | $91.4M | $97.6M |
| Deposits / shares | $80.8M | $80.4M |
| Capital ratio | 10.57% | 16.86% (stronger) |
| Problem loans | 2.16% | 1.11% (stronger) |
| Net charge-offs | 2.62% | 0.64% (stronger) |
| Return on assets | 0.22% | 1.56% (stronger) |
| Loans ÷ deposits | 76.0% | 70.6% (stronger) |
| Uninsured deposits | 9.3% | 9.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Journey Credit Union has the higher TellerScore (85 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Peoples Credit Union leads on 0 and Journey Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.