Side-by-side · Q2 2026 data
Peoples Credit Union vs Lennox Employees Credit Union
Metric by metric
| Measure | Peoples Credit Union | Lennox Employees Credit Union |
|---|---|---|
| TellerScore | 50 | 55 (stronger) |
| Capital cushion | 56 (stronger) | 36 |
| Loan quality | 28 | 70 (stronger) |
| Earnings | 29 (stronger) | 19 |
| Funding & liquidity | 84 | 96 (stronger) |
| Problem-loan coverage | 73 | 88 (stronger) |
| Peer percentile | 9th | 15th |
| Total assets | $91.4M | $73.4M |
| Deposits / shares | $80.8M | $66.7M |
| Capital ratio | 10.57% (stronger) | 8.55% |
| Problem loans | 2.16% | 0.89% (stronger) |
| Net charge-offs | 2.62% | 0.62% (stronger) |
| Return on assets | 0.22% (stronger) | -0.04% |
| Loans ÷ deposits | 76.0% | 64.2% (stronger) |
| Uninsured deposits | 9.3% | 4.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lennox Employees Credit Union has the higher TellerScore (55 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Peoples Credit Union leads on 2 and Lennox Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.