Side-by-side · Q2 2026 data
Peoples Exchange Bank vs Bank47
Metric by metric
| Measure | Peoples Exchange Bank | Bank47 |
|---|---|---|
| TellerScore | 64 | 69 (stronger) |
| Capital cushion | 85 (stronger) | 80 |
| Loan quality | 19 | 94 (stronger) |
| Earnings | 59 (stronger) | 0 |
| Funding & liquidity | 95 (stronger) | 77 |
| Problem-loan coverage | 74 | 98 (stronger) |
| Peer percentile | 24th | 37th |
| Total assets | $98.6M | $97.0M |
| Deposits / shares | $86.6M | $87.7M |
| Capital ratio | 13.46% (stronger) | 12.97% |
| Problem loans | 2.44% | 0.18% (stronger) |
| Net charge-offs | 0.23% | -0.18% (stronger) |
| Return on assets | 0.99% (stronger) | -4.32% |
| Loans ÷ deposits | 60.5% (stronger) | 72.5% |
| Uninsured deposits | 19.1% (stronger) | 24.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank47 has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Peoples Exchange Bank leads on 4 and Bank47 on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.