Side-by-side · Q2 2026 data
Peoples Exchange Bank vs Commonwealth National Bank
Metric by metric
| Measure | Peoples Exchange Bank | Commonwealth National Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 45 |
| Capital cushion | 85 | 87 (stronger) |
| Loan quality | 19 (stronger) | 0 |
| Earnings | 59 (stronger) | 8 |
| Funding & liquidity | 95 (stronger) | 70 |
| Problem-loan coverage | 74 (stronger) | 71 |
| Peer percentile | 24th | 6th |
| Total assets | $98.6M | $78.5M |
| Deposits / shares | $86.6M | $69.5M |
| Capital ratio | 13.46% | 13.73% (stronger) |
| Problem loans | 2.44% (stronger) | 4.31% |
| Net charge-offs | 0.23% | 0.16% (stronger) |
| Return on assets | 0.99% (stronger) | -0.30% |
| Loans ÷ deposits | 60.5% | 44.2% (stronger) |
| Uninsured deposits | 19.1% (stronger) | 42.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Exchange Bank has the higher TellerScore (64 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Peoples Exchange Bank leads on 4 and Commonwealth National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.