Side-by-side · Q2 2026 data
Peoples Exchange Bank vs Citizens Bank & Trust Co. of Jackson
Metric by metric
| Measure | Peoples Exchange Bank | Citizens Bank & Trust Co. of Jackson |
|---|---|---|
| TellerScore | 71 (stronger) | 42 |
| Capital cushion | 50 (stronger) | 47 |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 71 (stronger) | 61 |
| Funding & liquidity | 50 | 75 (stronger) |
| Problem-loan coverage | 97 (stronger) | 49 |
| Peer percentile | 47th | 3rd |
| Total assets | $609.8M | $217.3M |
| Deposits / shares | $522.7M | $190.9M |
| Capital ratio | 9.97% (stronger) | 9.71% |
| Problem loans | 0.06% (stronger) | 3.35% |
| Net charge-offs | 0.02% (stronger) | 0.10% |
| Return on assets | 1.26% (stronger) | 1.02% |
| Loans ÷ deposits | 98.0% | 84.1% (stronger) |
| Uninsured deposits | 26.5% | 16.3% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | — |
Peoples Exchange Bank has the higher TellerScore (71 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Peoples Exchange Bank leads on 5 and Citizens Bank & Trust Co. of Jackson on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Beattyville, KY