Side-by-side · Q2 2026 data
Peoples Exchange Bank vs First Kentucky Bank, Inc.
Metric by metric
| Measure | Peoples Exchange Bank | First Kentucky Bank, Inc. |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 50 (stronger) | 43 |
| Loan quality | 98 (stronger) | 92 |
| Earnings | 71 (stronger) | 70 |
| Funding & liquidity | 50 | 87 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 47th | 53rd |
| Total assets | $609.8M | $585.6M |
| Deposits / shares | $522.7M | $508.2M |
| Capital ratio | 9.97% (stronger) | 9.35% |
| Problem loans | 0.06% (stronger) | 0.25% |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.26% (stronger) | 1.26% |
| Loans ÷ deposits | 98.0% | 70.2% (stronger) |
| Uninsured deposits | 26.5% | 17.8% (stronger) |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | 15.9% |
First Kentucky Bank, Inc. has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Peoples Exchange Bank leads on 4 and First Kentucky Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.