Side-by-side · Q2 2026 data
Peoples Exchange Bank vs Peoples Bank of Kentucky, Inc.
Metric by metric
| Measure | Peoples Exchange Bank | Peoples Bank of Kentucky, Inc. |
|---|---|---|
| TellerScore | 71 (stronger) | 45 |
| Capital cushion | 50 | 61 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 71 (stronger) | 40 |
| Funding & liquidity | 50 | 80 (stronger) |
| Problem-loan coverage | 97 (stronger) | 66 |
| Peer percentile | 47th | 4th |
| Total assets | $609.8M | $564.9M |
| Deposits / shares | $522.7M | $489.3M |
| Capital ratio | 9.97% | 11.13% (stronger) |
| Problem loans | 0.06% (stronger) | 3.20% |
| Net charge-offs | 0.02% (stronger) | 0.13% |
| Return on assets | 1.26% (stronger) | 0.49% |
| Loans ÷ deposits | 98.0% | 78.5% (stronger) |
| Uninsured deposits | 26.5% | 16.2% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | — |
Peoples Exchange Bank has the higher TellerScore (71 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Peoples Exchange Bank leads on 4 and Peoples Bank of Kentucky, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.