Side-by-side · Q2 2026 data
Peoples Exchange Bank vs Republic Bank & Trust Company
Metric by metric
| Measure | Peoples Exchange Bank | Republic Bank & Trust Company |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 50 | 98 (stronger) |
| Loan quality | 98 (stronger) | 81 |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 50 (stronger) | 31 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 47th | 95th |
| Total assets | $609.8M | $7.1B |
| Deposits / shares | $522.7M | $5.6B |
| Capital ratio | 9.97% | 14.82% (stronger) |
| Problem loans | 0.06% (stronger) | 0.56% |
| Net charge-offs | 0.02% (stronger) | 0.46% |
| Return on assets | 1.26% | 2.13% (stronger) |
| Loans ÷ deposits | 98.0% | 95.7% (stronger) |
| Uninsured deposits | 26.5% (stronger) | 45.6% |
| Offices | 8 | 47 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.2% | 12.6% |
Republic Bank & Trust Company has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Peoples Exchange Bank leads on 3 and Republic Bank & Trust Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.