Side-by-side · Q2 2026 data
Peoples Federal Credit Union vs West Virginia Central Federal Credit Union
Credit union
West Virginia Central Federal Credit Union
Parkersburg, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | Peoples Federal Credit Union | West Virginia Central Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 27 | 71 (stronger) |
| Earnings | 59 | 62 (stronger) |
| Funding & liquidity | 74 | 83 (stronger) |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 45th | 68th |
| Total assets | $130.6M | $341.3M |
| Deposits / shares | $108.3M | $295.3M |
| Capital ratio | 16.53% (stronger) | 13.23% |
| Problem loans | 2.19% | 0.87% (stronger) |
| Net charge-offs | 1.34% | 0.14% (stronger) |
| Return on assets | 0.99% | 1.06% (stronger) |
| Loans ÷ deposits | 86.2% | 77.6% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 4.8% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Virginia Central Federal Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peoples Federal Credit Union leads on 2 and West Virginia Central Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.