Side-by-side · Q2 2026 data
Peoples National Bank , N.A. vs Bank of Springfield
Metric by metric
| Measure | Peoples National Bank , N.A. | Bank of Springfield |
|---|---|---|
| TellerScore | 62 (stronger) | 55 |
| Capital cushion | 43 (stronger) | 42 |
| Loan quality | 72 (stronger) | 52 |
| Earnings | 79 (stronger) | 72 |
| Funding & liquidity | 49 | 51 (stronger) |
| Problem-loan coverage | 83 (stronger) | 75 |
| Peer percentile | 27th | 13th |
| Total assets | $2.1B | $2.0B |
| Deposits / shares | $1.8B | $1.7B |
| Capital ratio | 9.26% (stronger) | 9.22% |
| Problem loans | 0.84% (stronger) | 1.43% |
| Net charge-offs | 0.23% | -0.01% (stronger) |
| Return on assets | 1.46% (stronger) | 1.30% |
| Loans ÷ deposits | 98.6% (stronger) | 99.9% |
| Uninsured deposits | 26.4% | 23.6% (stronger) |
| Offices | 20 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.7% | 7.7% |
Peoples National Bank , N.A. has the higher TellerScore (62 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Peoples National Bank , N.A. leads on 5 and Bank of Springfield on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.