Side-by-side · Q2 2026 data
Peoples National Bank , N.A. vs The Farmers and Merchants National Bank of Nashville
Bank
The Farmers and Merchants National Bank of Nashville
Nashville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Peoples National Bank , N.A. | The Farmers and Merchants National Bank of Nashville |
|---|---|---|
| TellerScore | 62 | 78 (stronger) |
| Capital cushion | 43 | 66 (stronger) |
| Loan quality | 72 | 80 (stronger) |
| Earnings | 79 | 84 (stronger) |
| Funding & liquidity | 49 | 80 (stronger) |
| Problem-loan coverage | 83 | 90 (stronger) |
| Peer percentile | 27th | 72nd |
| Total assets | $2.1B | $270.3M |
| Deposits / shares | $1.8B | $242.6M |
| Capital ratio | 9.26% | 11.60% (stronger) |
| Problem loans | 0.84% | 0.61% (stronger) |
| Net charge-offs | 0.23% | 0.01% (stronger) |
| Return on assets | 1.46% | 1.61% (stronger) |
| Loans ÷ deposits | 98.6% | 75.6% (stronger) |
| Uninsured deposits | 26.4% | 19.6% (stronger) |
| Offices | 20 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.7% | 7.7% |
The Farmers and Merchants National Bank of Nashville has the higher TellerScore (78 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Peoples National Bank , N.A. leads on 0 and The Farmers and Merchants National Bank of Nashville on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.