Side-by-side · Q2 2026 data
Peoples State Bank vs First Security State Bank
Metric by metric
| Measure | Peoples State Bank | First Security State Bank |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 57 (stronger) | 26 |
| Loan quality | 58 | 99 (stronger) |
| Earnings | 74 | 78 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 37th | 53rd |
| Total assets | $181.2M | $183.1M |
| Deposits / shares | $149.7M | $172.9M |
| Capital ratio | 10.66% (stronger) | 7.60% |
| Problem loans | 1.25% | 0.02% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.36% | 1.44% (stronger) |
| Loans ÷ deposits | 67.4% | 42.0% (stronger) |
| Uninsured deposits | 22.8% | 11.9% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Security State Bank has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 2 and First Security State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.