Side-by-side · Q2 2026 data
Peoples State Bank vs First State Bank of Ben Wheeler, Texas
Metric by metric
| Measure | Peoples State Bank | First State Bank of Ben Wheeler, Texas |
|---|---|---|
| TellerScore | 68 | 95 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 58 | 98 (stronger) |
| Earnings | 74 | 80 (stronger) |
| Funding & liquidity | 84 | 97 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 37th | 99th |
| Total assets | $181.2M | $185.1M |
| Deposits / shares | $149.7M | $156.1M |
| Capital ratio | 10.66% | 15.66% (stronger) |
| Problem loans | 1.25% | 0.07% (stronger) |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.36% | 1.51% (stronger) |
| Loans ÷ deposits | 67.4% | 42.3% (stronger) |
| Uninsured deposits | 22.8% | 17.9% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Ben Wheeler, Texas has the higher TellerScore (95 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 0 and First State Bank of Ben Wheeler, Texas on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.