Side-by-side · Q2 2026 data
Peoples State Bank vs First State Bank of Livingston
Metric by metric
| Measure | Peoples State Bank | First State Bank of Livingston |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 58 (stronger) | 36 |
| Earnings | 74 (stronger) | 62 |
| Funding & liquidity | 84 (stronger) | 73 |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 37th | 47th |
| Total assets | $181.2M | $689.3M |
| Deposits / shares | $149.7M | $595.5M |
| Capital ratio | 10.66% | 15.52% (stronger) |
| Problem loans | 1.25% (stronger) | 1.93% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.36% (stronger) | 1.05% |
| Loans ÷ deposits | 67.4% | 35.9% (stronger) |
| Uninsured deposits | 22.8% (stronger) | 40.0% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.9% |
First State Bank of Livingston has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 4 and First State Bank of Livingston on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Livingston, TX
- Shepherd, TX