Side-by-side · Q2 2026 data
Peoples State Bank vs Peoples Bank
Metric by metric
| Measure | Peoples State Bank | Peoples Bank |
|---|---|---|
| TellerScore | 68 | 76 (stronger) |
| Capital cushion | 57 (stronger) | 46 |
| Loan quality | 58 | 92 (stronger) |
| Earnings | 74 | 93 (stronger) |
| Funding & liquidity | 84 (stronger) | 73 |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 37th | 64th |
| Total assets | $181.2M | $185.4M |
| Deposits / shares | $149.7M | $168.4M |
| Capital ratio | 10.66% (stronger) | 9.56% |
| Problem loans | 1.25% | 0.25% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.36% | 1.83% (stronger) |
| Loans ÷ deposits | 67.4% (stronger) | 87.2% |
| Uninsured deposits | 22.8% | 13.6% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 3 and Peoples Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.