Side-by-side · Q2 2026 data
Peoples State Bank vs Bank of Ontario
Metric by metric
| Measure | Peoples State Bank | Bank of Ontario |
|---|---|---|
| TellerScore | 80 (stronger) | 51 |
| Capital cushion | 65 | 89 (stronger) |
| Loan quality | 93 (stronger) | 0 |
| Earnings | 79 (stronger) | 66 |
| Funding & liquidity | 78 (stronger) | 65 |
| Problem-loan coverage | 98 (stronger) | 11 |
| Peer percentile | 77th | 10th |
| Total assets | $993.0M | $79.0M |
| Deposits / shares | $810.8M | $67.4M |
| Capital ratio | 11.54% | 13.85% (stronger) |
| Problem loans | 0.21% (stronger) | 8.53% |
| Net charge-offs | -0.04% | -0.11% (stronger) |
| Return on assets | 1.47% (stronger) | 1.16% |
| Loans ÷ deposits | 78.6% (stronger) | 94.8% |
| Uninsured deposits | 18.1% | 8.0% (stronger) |
| Offices | 19 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | 11.7% |
Peoples State Bank has the higher TellerScore (80 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 4 and Bank of Ontario on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.