Side-by-side · Q2 2026 data
Peoples State Bank vs Royal Bank
Metric by metric
| Measure | Peoples State Bank | Royal Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 79 |
| Capital cushion | 65 (stronger) | 55 |
| Loan quality | 93 | 98 (stronger) |
| Earnings | 79 | 79 |
| Funding & liquidity | 78 | 83 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 77th | 75th |
| Total assets | $993.0M | $816.1M |
| Deposits / shares | $810.8M | $723.1M |
| Capital ratio | 11.54% (stronger) | 10.53% |
| Problem loans | 0.21% | 0.06% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.01% |
| Return on assets | 1.47% | 1.48% (stronger) |
| Loans ÷ deposits | 78.6% | 76.8% (stronger) |
| Uninsured deposits | 18.1% | 11.9% (stronger) |
| Offices | 19 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | 13.0% |
Peoples State Bank has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 3 and Royal Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Prairie Du Chien, WI
- Dickeyville, WI
- Lancaster, WI
- Viroqua, WI