TellerScore

Side-by-side · Q2 2026 data

Peoples State Bank vs Peoples State Bank, Fairmount, N. D.

Bank

Peoples State Bank

Westhope, North Dakota · Under $100 million in assets

87of 100
Very strong

Bank

Peoples State Bank, Fairmount, N. D.

Fairmount, North Dakota · Under $100 million in assets

70of 100
Strong

Metric by metric

MeasurePeoples State BankPeoples State Bank, Fairmount, N. D.
TellerScore87 (stronger)70
Capital cushion85 (stronger)34
Loan quality100100
Earnings75 (stronger)58
Funding & liquidity7888 (stronger)
Problem-loan coverage100100
Peer percentile84th40th
Total assets$69.9M$38.5M
Deposits / shares$60.7M$35.6M
Capital ratio13.52% (stronger)8.38%
Problem loans0.00%0.00%
Net charge-offs0.00%0.00%
Return on assets1.39% (stronger)0.95%
Loans ÷ deposits64.5%64.0% (stronger)
Uninsured deposits31.2%22.5% (stronger)
Offices22
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Peoples State Bank has the higher TellerScore (87 vs 70). On the 5 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 3 and Peoples State Bank, Fairmount, N. D. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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