Side-by-side · Q2 2026 data
Peoples State Bank vs State Bank of Lakota
Metric by metric
| Measure | Peoples State Bank | State Bank of Lakota |
|---|---|---|
| TellerScore | 87 (stronger) | 71 |
| Capital cushion | 85 (stronger) | 46 |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 75 (stronger) | 63 |
| Funding & liquidity | 78 | 93 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 84th | 42nd |
| Total assets | $69.9M | $64.2M |
| Deposits / shares | $60.7M | $57.6M |
| Capital ratio | 13.52% (stronger) | 9.58% |
| Problem loans | 0.00% (stronger) | 0.49% |
| Net charge-offs | 0.00% (stronger) | 0.33% |
| Return on assets | 1.39% (stronger) | 1.07% |
| Loans ÷ deposits | 64.5% (stronger) | 66.9% |
| Uninsured deposits | 31.2% | 10.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank has the higher TellerScore (87 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 6 and State Bank of Lakota on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.