Side-by-side · Q2 2026 data
Peoples State Bank vs Texas National Bank
Metric by metric
| Measure | Peoples State Bank | Texas National Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 74 |
| Capital cushion | 60 | 60 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 92 (stronger) | 35 |
| Funding & liquidity | 65 | 94 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 77th | 57th |
| Total assets | $140.0M | $139.1M |
| Deposits / shares | $126.5M | $128.1M |
| Capital ratio | 11.02% (stronger) | 10.97% |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.81% (stronger) | 0.38% |
| Loans ÷ deposits | 35.8% | 33.1% (stronger) |
| Uninsured deposits | 46.9% | 20.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 3 and Texas National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.