Side-by-side · Q2 2026 data
Peoples State Bank vs Red River Federal Credit Union
Metric by metric
| Measure | Peoples State Bank | Red River Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 79 |
| Capital cushion | 80 (stronger) | 71 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 70 | 82 (stronger) |
| Funding & liquidity | 80 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 78th | 76th |
| Total assets | $13.9M | $168.4M |
| Deposits / shares | $12.1M | $141.5M |
| Capital ratio | 13.04% (stronger) | 12.10% |
| Problem loans | 0.00% (stronger) | 0.28% |
| Net charge-offs | -0.02% (stronger) | 0.19% |
| Return on assets | 1.24% | 1.55% (stronger) |
| Loans ÷ deposits | 80.0% (stronger) | 92.4% |
| Uninsured deposits | 4.6% (stronger) | 6.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.7% |
Peoples State Bank has the higher TellerScore (85 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 6 and Red River Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.