Side-by-side · Q2 2026 data
Peoples State Bank vs First Bank of Ohio
Metric by metric
| Measure | Peoples State Bank | First Bank of Ohio |
|---|---|---|
| TellerScore | 61 | 90 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 80 | 91 (stronger) |
| Earnings | 60 | 98 (stronger) |
| Funding & liquidity | 65 (stronger) | 50 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 20th | 95th |
| Total assets | $286.5M | $278.4M |
| Deposits / shares | $256.8M | $176.2M |
| Capital ratio | 8.32% | 35.51% (stronger) |
| Problem loans | 0.60% | 0.26% (stronger) |
| Net charge-offs | 0.01% (stronger) | 1.43% |
| Return on assets | 0.99% | 1.96% (stronger) |
| Loans ÷ deposits | 87.8% (stronger) | 107.4% |
| Uninsured deposits | 21.4% | 17.3% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
First Bank of Ohio has the higher TellerScore (90 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 2 and First Bank of Ohio on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.