Side-by-side · Q2 2026 data
Peoples State Bank vs First Federal Bank of Ohio
Metric by metric
| Measure | Peoples State Bank | First Federal Bank of Ohio |
|---|---|---|
| TellerScore | 61 | 75 (stronger) |
| Capital cushion | 33 | 87 (stronger) |
| Loan quality | 80 (stronger) | 69 |
| Earnings | 60 (stronger) | 34 |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 20th | 61st |
| Total assets | $286.5M | $282.9M |
| Deposits / shares | $256.8M | $231.2M |
| Capital ratio | 8.32% | 13.68% (stronger) |
| Problem loans | 0.60% (stronger) | 0.93% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.99% (stronger) | 0.35% |
| Loans ÷ deposits | 87.8% | 52.0% (stronger) |
| Uninsured deposits | 21.4% | 7.1% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
First Federal Bank of Ohio has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank leads on 2 and First Federal Bank of Ohio on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.