Side-by-side · Q2 2026 data
Peoples State Bank of Plainview vs Bank of Alma
Metric by metric
| Measure | Peoples State Bank of Plainview | Bank of Alma |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 68 | 68 |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 77 (stronger) | 44 |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 31st | 84th |
| Total assets | $429.1M | $339.5M |
| Deposits / shares | $393.2M | $166.3M |
| Capital ratio | 8.87% | 50.77% (stronger) |
| Problem loans | 0.95% (stronger) | 0.97% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.70% | 3.16% (stronger) |
| Loans ÷ deposits | 75.0% (stronger) | 119.5% |
| Uninsured deposits | 22.5% | 20.3% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Bank of Alma has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Plainview leads on 2 and Bank of Alma on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.