Side-by-side · Q2 2026 data
Peoples State Bank of Plainview vs First National Bank Minnesota
Metric by metric
| Measure | Peoples State Bank of Plainview | First National Bank Minnesota |
|---|---|---|
| TellerScore | 66 (stronger) | 64 |
| Capital cushion | 39 | 48 (stronger) |
| Loan quality | 68 (stronger) | 63 |
| Earnings | 88 (stronger) | 74 |
| Funding & liquidity | 77 (stronger) | 72 |
| Problem-loan coverage | 82 | 85 (stronger) |
| Peer percentile | 31st | 26th |
| Total assets | $429.1M | $437.8M |
| Deposits / shares | $393.2M | $373.1M |
| Capital ratio | 8.87% | 9.81% (stronger) |
| Problem loans | 0.95% (stronger) | 1.12% |
| Net charge-offs | 0.00% (stronger) | 0.19% |
| Return on assets | 1.70% (stronger) | 1.35% |
| Loans ÷ deposits | 75.0% (stronger) | 87.0% |
| Uninsured deposits | 22.5% | 16.5% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 16.9% |
Peoples State Bank of Plainview has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Plainview leads on 5 and First National Bank Minnesota on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.