Side-by-side · Q2 2026 data
Peoples State Bank of Plainview vs Kensington Bank
Metric by metric
| Measure | Peoples State Bank of Plainview | Kensington Bank |
|---|---|---|
| TellerScore | 66 | 69 (stronger) |
| Capital cushion | 39 | 49 (stronger) |
| Loan quality | 68 | 81 (stronger) |
| Earnings | 88 (stronger) | 72 |
| Funding & liquidity | 77 (stronger) | 68 |
| Problem-loan coverage | 82 | 92 (stronger) |
| Peer percentile | 31st | 40th |
| Total assets | $429.1M | $446.7M |
| Deposits / shares | $393.2M | $376.2M |
| Capital ratio | 8.87% | 9.90% (stronger) |
| Problem loans | 0.95% | 0.58% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.45% |
| Return on assets | 1.70% (stronger) | 1.30% |
| Loans ÷ deposits | 75.0% (stronger) | 90.7% |
| Uninsured deposits | 22.5% | 16.9% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 4.9% |
Kensington Bank has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Plainview leads on 3 and Kensington Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.