Side-by-side · Q2 2026 data
Peoples State Bank of Plainview vs Wnb Financial, N.A.
Metric by metric
| Measure | Peoples State Bank of Plainview | Wnb Financial, N.A. |
|---|---|---|
| TellerScore | 66 | 76 (stronger) |
| Capital cushion | 39 | 53 (stronger) |
| Loan quality | 68 | 97 (stronger) |
| Earnings | 88 (stronger) | 60 |
| Funding & liquidity | 77 | 92 (stronger) |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 31st | 64th |
| Total assets | $429.1M | $583.7M |
| Deposits / shares | $393.2M | $512.9M |
| Capital ratio | 8.87% | 10.31% (stronger) |
| Problem loans | 0.95% | 0.08% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.70% (stronger) | 1.00% |
| Loans ÷ deposits | 75.0% | 67.8% (stronger) |
| Uninsured deposits | 22.5% | 12.3% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 6.7% |
Wnb Financial, N.A. has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Peoples State Bank of Plainview leads on 1 and Wnb Financial, N.A. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.