Side-by-side · Q2 2026 data
Peoples Transport Federal Credit Union vs 1st Bergen Federal Credit Union
Credit union
Peoples Transport Federal Credit Union
Mount Ephraim, New Jersey · Under $100 million in assets
Credit union
1st Bergen Federal Credit Union
Hackensack, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Peoples Transport Federal Credit Union | 1st Bergen Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 63 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 52 (stronger) | 0 |
| Earnings | 14 | 59 (stronger) |
| Funding & liquidity | 96 (stronger) | 81 |
| Problem-loan coverage | 83 | 89 (stronger) |
| Peer percentile | 13th | 26th |
| Total assets | $11.8M | $11.2M |
| Deposits / shares | $10.6M | $7.4M |
| Capital ratio | 10.04% | 27.67% (stronger) |
| Problem loans | 1.45% (stronger) | 2.99% |
| Net charge-offs | 0.53% (stronger) | 1.39% |
| Return on assets | -0.16% | 0.97% (stronger) |
| Loans ÷ deposits | 64.5% (stronger) | 79.3% |
| Uninsured deposits | 11.5% | 8.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Bergen Federal Credit Union has the higher TellerScore (63 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Peoples Transport Federal Credit Union leads on 3 and 1st Bergen Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.