Side-by-side · Q2 2026 data
Peoples Transport Federal Credit Union vs Goya Foods Employees Federal Credit Union
Credit union
Peoples Transport Federal Credit Union
Mount Ephraim, New Jersey · Under $100 million in assets
Credit union
Goya Foods Employees Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Peoples Transport Federal Credit Union | Goya Foods Employees Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 86 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 52 | 71 (stronger) |
| Earnings | 14 | 69 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 13th | 80th |
| Total assets | $11.8M | $11.2M |
| Deposits / shares | $10.6M | $8.7M |
| Capital ratio | 10.04% | 22.45% (stronger) |
| Problem loans | 1.45% | 0.86% (stronger) |
| Net charge-offs | 0.53% | 0.00% (stronger) |
| Return on assets | -0.16% | 1.23% (stronger) |
| Loans ÷ deposits | 64.5% | 13.7% (stronger) |
| Uninsured deposits | 11.5% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Goya Foods Employees Federal Credit Union has the higher TellerScore (86 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Peoples Transport Federal Credit Union leads on 0 and Goya Foods Employees Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.