Side-by-side · Q2 2026 data
PeoplesBank vs Polish National Credit Union
Metric by metric
| Measure | PeoplesBank | Polish National Credit Union |
|---|---|---|
| TellerScore | 57 | 76 (stronger) |
| Capital cushion | 43 | 86 (stronger) |
| Loan quality | 81 | 94 (stronger) |
| Earnings | 37 | 41 (stronger) |
| Funding & liquidity | 48 | 56 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 16th | 68th |
| Total assets | $4.6B | $776.9M |
| Deposits / shares | $3.5B | $614.5M |
| Capital ratio | 9.26% | 13.58% (stronger) |
| Problem loans | 0.57% | 0.17% (stronger) |
| Net charge-offs | 0.21% | -0.04% (stronger) |
| Return on assets | 0.43% | 0.52% (stronger) |
| Loans ÷ deposits | 99.7% (stronger) | 104.4% |
| Uninsured deposits | 26.3% | 8.3% (stronger) |
| Offices | 21 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | 10.0% |
Polish National Credit Union has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), PeoplesBank leads on 1 and Polish National Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.