Side-by-side · Q2 2026 data
PeoplesSouth Bank vs First Port City Bank
Metric by metric
| Measure | PeoplesSouth Bank | First Port City Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 66 |
| Capital cushion | 54 | 55 (stronger) |
| Loan quality | 66 (stronger) | 65 |
| Earnings | 81 | 83 (stronger) |
| Funding & liquidity | 80 (stronger) | 52 |
| Problem-loan coverage | 80 | 84 (stronger) |
| Peer percentile | 53rd | 31st |
| Total assets | $1.2B | $623.9M |
| Deposits / shares | $1.1B | $557.5M |
| Capital ratio | 10.45% | 10.49% (stronger) |
| Problem loans | 1.02% (stronger) | 1.04% |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 1.53% | 1.56% (stronger) |
| Loans ÷ deposits | 77.1% (stronger) | 86.6% |
| Uninsured deposits | 18.1% (stronger) | 34.9% |
| Offices | 34 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.5% | — |
PeoplesSouth Bank has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), PeoplesSouth Bank leads on 5 and First Port City Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bainbridge, GA
- Donalsonville, GA