Side-by-side · Q2 2026 data
PeoplesSouth Bank vs Five Star Credit Union
Metric by metric
| Measure | PeoplesSouth Bank | Five Star Credit Union |
|---|---|---|
| TellerScore | 69 | 72 (stronger) |
| Capital cushion | 54 | 88 (stronger) |
| Loan quality | 66 (stronger) | 50 |
| Earnings | 81 (stronger) | 63 |
| Funding & liquidity | 80 | 81 (stronger) |
| Problem-loan coverage | 80 | 84 (stronger) |
| Peer percentile | 53rd | 66th |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 10.45% | 13.82% (stronger) |
| Problem loans | 1.02% (stronger) | 1.50% |
| Net charge-offs | 0.01% (stronger) | 0.53% |
| Return on assets | 1.53% (stronger) | 1.09% |
| Loans ÷ deposits | 77.1% (stronger) | 79.2% |
| Uninsured deposits | 18.1% | 11.8% (stronger) |
| Offices | 34 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.5% | 27.7% |
Five Star Credit Union has the higher TellerScore (72 vs 69). On the 7 directional measures above (where higher or lower is clearly better), PeoplesSouth Bank leads on 4 and Five Star Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dothan, AL
- Macon, GA
- Eufaula, AL
- Headland, AL
- Bainbridge, GA
- Leesburg, GA