Side-by-side · Q2 2026 data
PeoplesSouth Bank vs United National Bank
Metric by metric
| Measure | PeoplesSouth Bank | United National Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 65 |
| Capital cushion | 54 | 98 (stronger) |
| Loan quality | 66 (stronger) | 28 |
| Earnings | 81 (stronger) | 69 |
| Funding & liquidity | 80 (stronger) | 53 |
| Problem-loan coverage | 80 (stronger) | 72 |
| Peer percentile | 53rd | 29th |
| Total assets | $1.2B | $308.7M |
| Deposits / shares | $1.1B | $255.9M |
| Capital ratio | 10.45% | 14.77% (stronger) |
| Problem loans | 1.02% (stronger) | 2.15% |
| Net charge-offs | 0.01% | -0.04% (stronger) |
| Return on assets | 1.53% (stronger) | 1.23% |
| Loans ÷ deposits | 77.1% (stronger) | 94.1% |
| Uninsured deposits | 18.1% (stronger) | 27.0% |
| Offices | 34 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.5% | — |
PeoplesSouth Bank has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), PeoplesSouth Bank leads on 5 and United National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.