Side-by-side · Q2 2026 data
Pepco Federal Credit Union vs Christiansted Federal Credit Union
Credit union
Pepco Federal Credit Union
Washington, District of Columbia · Under $100 million in assets
Credit union
Christiansted Federal Credit Union
Christiansted, U.S. Virgin Islands · Under $100 million in assets
Metric by metric
| Measure | Pepco Federal Credit Union | Christiansted Federal Credit Union |
|---|---|---|
| TellerScore | 23 | 98 (stronger) |
| Capital cushion | 27 | 100 (stronger) |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 0 | 98 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 35 | 99 (stronger) |
| Peer percentile | 0th | 98th |
| Total assets | $33.0M | $34.0M |
| Deposits / shares | $30.8M | $26.9M |
| Capital ratio | 7.66% | 20.63% (stronger) |
| Problem loans | 8.42% | 0.23% (stronger) |
| Net charge-offs | 2.40% | 0.22% (stronger) |
| Return on assets | -1.74% | 1.96% (stronger) |
| Loans ÷ deposits | 31.8% (stronger) | 45.3% |
| Uninsured deposits | 37.2% | 1.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Christiansted Federal Credit Union has the higher TellerScore (98 vs 23). On the 7 directional measures above (where higher or lower is clearly better), Pepco Federal Credit Union leads on 1 and Christiansted Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.