Side-by-side · Q2 2026 data
Perennial Bank vs Prime Security Bank
Metric by metric
| Measure | Perennial Bank | Prime Security Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 59 |
| Capital cushion | 45 (stronger) | 37 |
| Loan quality | 55 | 83 (stronger) |
| Earnings | 60 | 60 |
| Funding & liquidity | 100 (stronger) | 55 |
| Problem-loan coverage | 87 (stronger) | 70 |
| Peer percentile | 24th | 17th |
| Total assets | $158.1M | $154.5M |
| Deposits / shares | $144.6M | $131.3M |
| Capital ratio | 9.48% (stronger) | 8.71% |
| Problem loans | 1.36% | 0.52% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.35% |
| Return on assets | 1.00% (stronger) | 1.00% |
| Loans ÷ deposits | 44.6% (stronger) | 101.6% |
| Uninsured deposits | 11.1% (stronger) | 18.3% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Perennial Bank has the higher TellerScore (63 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Perennial Bank leads on 6 and Prime Security Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.